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A lot has been written about the relationship between traditional banking and FinTech. The most common thought? The astounding rise of the world’s FinTech market and how it will affect the banking industry. The general opinion is that the constant progress of FinTech will one day spell the end of the banking system as we know it. What is FinTech? It’s defined as ‘computer programs and other technology used to support or enable banking and financial services.’ Advances in its technology include mobile functionality, simplicity, big data, accessibility, cloud computing, contextuality, personalisation and convenience. Traditional banks have few of these qualities and therefore rely on something FinTech start-ups haven’t yet… Read More

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    There’s no doubt about it: holidays are an expense. Whether you opt for budget or high-end, you’ll need to set a fund aside. Putting your holiday on a credit card is a danger and can add hundreds of pounds to the cost; and perhaps one you can’t pay back immediately. To save up for it, honestly and earnestly, is a far better option. Therefore, greenboxtrust.com highlights some the following tips to show you how to save for a holiday and reach your target; relaxed and worry-free. CASH OR CREDIT? Firstly, let’s consider paying by cash or credit. Paying by credit is only a good idea if you have the means… Read More

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